Terms of Use

1. Who we are and agreeing to these terms

These Terms of Use (“Terms”) cover your use of the Aperta website and its features (the “Services”), run by Aperta (“we,” “us” or “our”). By using the Services, you agree to these Terms and to our Privacy Policy. If you don't agree, please don't use the Services.

2. What the Services are

Company cards explain what a company does, how it makes money, and who pays it and who it pays. AI writes each card from public sources: SEC filings, GLEIF, USAspending.gov, the company's own website, and Wikipedia for background. Each statement carries a label showing where it came from.

Market maps answer a market question you type with a list of companies, built from filings and companies' own websites. They are in early access. Type a question and you get a free, instant preview built from cards we already have. A few finished maps exist: you can open 3 a day for free, and each shows its first row free. Buying a full map is not open yet.

Cards are free. We may change, pause or stop any part of the Services at any time.

3. AI-written content can be wrong

Cards and maps are written with AI and may be incomplete, out of date or wrong. Please check the linked sources before relying on anything.

The labels describe the kind of source, not a promise that a statement is correct:

• Verified: a government filing or official registry.
• Stated: the company's own website.
• Best guess: our reading of the sources.
• Background: Wikipedia, never used for numbers.

4. Not advice

Nothing in the Services is financial, investment, legal, tax, accounting or career advice, or a recommendation to buy, sell or hold any security. Figures are shown for general understanding only. Talk to a qualified professional before making a decision.

5. Buying a market map

Paid market maps are not open yet. This section applies once they are.

What you get

• The full list of companies in the map.
• For each company: who pays it, how it charges, and a source and trust label.
• A spreadsheet download.
• A link that opens the map on any device.

What a map is, and isn't

• A snapshot of public information at the time the map was built. It does not update after you buy it unless we say so.
• It can be wrong or incomplete.
• It isn't financial, legal or investment advice.

Price and payment

• The price is shown on Stripe's checkout page before you pay.
• Stripe handles payment on its own page, under its own terms. Stripe may save your card so it can pay for later purchases. We never charge it unless you make a new purchase.
• The map is delivered right away, on screen and by an emailed link. Stripe sends your receipt.
• If checkout isn't open yet, you can ask us to email you when it opens.

Refunds

If your map didn't open, or it is badly wrong, contact us at privacy@askaperta.com within 14 days of buying it. We will rebuild it or refund it.

How you can use it

• You may use a map you bought for your own work, including at your job.
• You may not resell it or republish it in bulk.

If maps change

We may change maps or stop offering them. Links to maps you paid for keep working for at least 1 year after you buy.

6. Nothing here is for sale

Nobody pays to appear in a card or map, to be linked in one, or to be left out of one. Buying a map never changes what any card says.

7. Fair use of the site

Please don't:

• Scrape, crawl or send automated or bulk requests, or try to get around rate limits or other protections.
• Interfere with, overload, probe or attack the Services or the systems they run on.
• Send false or misleading corrections, pretend to be someone else, or use an email address you don't control.
• Type personal information about anyone into a market question or correction, or send content that is unlawful, harassing, defamatory or spam.
• Use the Services to build a competing product or dataset, or break any law.

If we give you an API key, use it only as we agreed, and keep it private.

8. What you send us

If you send us a correction, market question, message or other feedback (“Submissions”), you confirm it is accurate to the best of your knowledge and that you have the right to share it. You give us a worldwide, royalty-free, permanent license to use, copy and adapt your Submissions to run and improve the Services, including updating cards and showing market questions on map pages. We handle personal information in Submissions as described in our Privacy Policy.

9. Who owns what

The Services, including their design, text and software, belong to us or our licensors. You may share links to cards and quote short excerpts with credit. Other copying or reuse needs our permission, except as allowed above for maps you bought.

Company names, logos, trademarks, screenshots and quotes belong to their owners. We show them to identify and describe those companies. That does not mean those companies are connected to us or endorse us.

10. Corrections and removal requests

To report an error, use “Something wrong?” on the company's card. If you represent a company, or think something on the Services infringes your rights, contact us at privacy@askaperta.com with enough detail for us to find it. We review every request and may update or remove content at our discretion. Filings always win over what anyone tells us.

11. Other sites and services

The Services link to and rely on other websites and services, including company websites, SEC systems and Stripe. We don't control them and are not responsible for their content, availability or practices.

12. Disclaimers

The Services, including market maps, are provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of accuracy, merchantability, fitness for a particular purpose and non-infringement. We don't promise the Services will be accurate, complete, uninterrupted or error-free. This does not limit the refund promise for market maps above, or any rights you have under law that can't be waived.

13. Limits on our liability

To the fullest extent the law allows, we are not liable for any indirect, incidental, special, consequential or punitive damages, or for lost profits, data or goodwill, arising from your use of or reliance on the Services. Our total liability for any claim about the Services will not be more than one hundred U.S. dollars ($100).

14. Indemnification

You agree to cover us for claims, losses and costs, including reasonable legal fees, that come from your misuse of the Services, your Submissions or your breaking these Terms.

15. Suspension

We may suspend or block access, without notice, for anyone we believe has broken these Terms or put the Services at risk.

16. Governing law

These Terms are governed by the laws of the State of New York, without regard to its conflict of laws rules. Any dispute will be brought in the state or federal courts in New York County, New York, and you agree to their jurisdiction.

17. Changes to these terms

If we change these Terms, we will update the date at the top. If you keep using the Services after that, you accept the new Terms.

18. Contact us

Questions about these Terms can be sent to Aperta at privacy@askaperta.com.